Decide Today

Finance

By: Nykole Wyatt

Webster’s online dictionary defines the word "decide" as: to make a choice or judgment.

When it comes to the things you want in life, that's what you have to do, make a choice or judgment. Making that decision, however, may not be an easy one.  Just knowing which choice to make can bring on severe anxiety within someone. Overcoming that is not hard though. It comes with knowing what is needed to go get what it is you want. It comes from weighing the pros and cons of each choice. Sort of like doing a cost benefit analysis. When you have a better understanding of the outcomes of each choice, you can make a clear informed decision. 

From time to time people will come to me and they want to purchase a home. They ask for the things that are needed to get a home. I tell them what is needed and they still do not become homeowners. This is because they have not decided to be a homeowner. They have let things they perceive as obstacles keep them from going after home ownership.

For example, you need a good credit score and money for home ownership if you intend on getting a mortgage loan. So why not pay your bills on time? Why not create a budget and stick to it? Why not stop incurring additional debt? Why not begin to save money for down payment and closing costs. The answer is simple. You have not decided that home ownership is important enough for you to make it a priority in your life.

We all have the money to buy a home. It is just allocated to other things. You have to decide to allocate the funds to home ownership. You have to prioritize this endeavor as one of importance. You have to decide to pay your bills on time. You have to decide to save money.  You have to decide! Ladies and gentlemen whatever the decision is you have to make, get the answer, tools, anything else needed to make a decision to go after what you want. Decide today!

Make sure these qualities are on your list!